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01 April 2010

How to Shop Online Safe

Online shops are a convenient alternative to traditional brick-and-mortar stores. They make shopping an expedient stay-at-home affair. Of course, it takes time for most people to trust new technology, and some consumers still shy away from online shopping—oftentimes because they believe it's too risky. But, the fact is, online shopping is actually quite safe. As today's savvy shopper understands, Web-based stores are essentially extensions of the physical marketplace. Therefore, safeguards afforded the regular consumer also protect the online shopper. Likewise, the instincts and experiences you've developed as a brick-and-mortar consumer apply equally well to the Internet. Once you trust the technology—and yourself as an online shopper—most concerns fall away. Yet, the Internet is indeed a new and distinct medium for transacting business, and there are a few basic things you can learn to make your online shopping experience more secure.

Know your sellers
It may be a subconscious process, but when you're shopping at the mall or walking Main Street, you constantly make judgments about the people trying to sell you things. You evaluate the aesthetic quality and orderliness of their stores. You consider their track record, taking into account their reputation and the experiences you've had with them. You interact face-to-face with owners, managers, and sales clerks, an invaluable way to gauge your comfort level with a potential seller. On the Web, these sorts of assessments are a bit more difficult. You can't look someone in the eye over the Internet. You can't see other patrons transacting business. And, you can't observe the state of a store's offices and storerooms. However, you can do a number of things to familiarize with a vendor and its reputation. Check with the Better Business Bureau or the store's local Chamber of Commerce to get an objective appraisal of the company's business practices. Look for basic corporate information on the store's Web site. You should be able to find a vendor's physical address, phone number, and other essential corporate information. Sellers with nothing to hide will make all this information freely available. If you're unable to learn who owns an online store, where its offices are located, or what its warranty and return policies are, you may want to avoid using that retailer. The bottom line is this. Only do business with online vendors you know and trust.

Use secure sites
Many Web-based stores have taken measures to make your online purchases as secure as possible. They use advanced encryption methods and validation processes to ensure your credit card number remains safe and to prevent others from fraudulently using your identity. However, not all sites employ these technologies, and it's up to you to make certain the online store you're using handles transactions securely.

There are several tell-tale signs a store has security measures in place. If you're using Internet Explorer or Netscape, your browser will display a "locked" icon to show you're on a secure part of a site. Secure sites will also have a slightly modified Internet address. Rather than beginning with http://, the site's URL will begin with https://. The s means the sight is using a secure server. In addition, many stores launch a pop-up window to indicate when you're moving to a safe area. If none of these indicators are present, you may want to seek out an alternative retailer.

Pay by credit card
One of the most talked-about fears surrounding online shopping is credit card fraud. Ironically, paying by credit card is the safest way to transact business over the Web. Encryption and validation technologies have made most transactions quite secure, and furthermore, under U.S. law your potential liability for unauthorized use of your credit card is limited to fifty dollars. You don't get the same kind of protection from checks or money orders, and certainly not when you use cash. Never send cash to make an online purchase.

If using a credit card still makes you a bit wary, you may want to obtain a substitute or single-use card number for your online purchases. Some credit card companies have begun to offer these one-time payment methods to their cardholders. Substitute numbers are valid for a single purchase, and immediately thereafter, they expire. That way, even if a hacker or dishonest employee steals your credit card number, you won't be damaged. Check with your credit card company to see whether substitute numbers are available.

Keep transaction records
Keep a record of all your online transactions. Transaction records are a convenient way to track shipping dates and other details. They're also a key piece of evidence should a dispute arise regarding an online purchase. Fortunately, keeping records is quite easy. Most online shops provide a summary page when you complete a transaction. Simply print that page and place it in your files. You may also want to download a copy of the summary page and save it to your hard drive. That way you'll have two copies of every transaction, one paper and the other electronic.

Don't abandon good shopping habits
Just because you're shopping online doesn't mean it's okay to drop your regular habits. For example, make sure you shop around before making a major online purchase. Once you get into it, you'll find online comparison shopping easy and fast. You can skip from store to store in seconds rather than minutes, and you'll never arrive at a store to find it's already closed. Web-based shops are open 24 hours per day. Despite their convenience, however, you don't want to use online stores for every kind of purchase. For instance, be wary of purchasing unique or expensive collectibles over the Web. You should really inspect and handle these sorts of items before deciding to buy them. Likewise, be extremely careful when engaging in online auctions. Before making a bid, make sure you know exactly what it is you're trying to buy. Moreover, make certain you trust the auctioneer and that you've read and understand the auction's rules.

Protect your computer
Finally, just as you safeguard your physical files and currency at home, you should also keep your digital means of commerce safe. Symantec provides a variety of tools to give you the protection you need. Norton Personal Firewall hides your computer from hackers and helps prevent identity thieves from obtaining your personal information. It also helps root out unwanted spyware and cookies, protecting your online activities from prying eyes. Meanwhile, Norton AntiVirus defends against Trojan horses and other threats that could be used to invade your machine and compromise your data. You can get all these defenses in one solution with Norton Internet Security, a suite of tools designed to protect your data and privacy and to give you online peace of mind. Combined with a savvy consumer approach, these Symantec solutions make online shopping what it was intended to be—a convenient, worry-free alternative to the traditional marketplace.

31 March 2010

How To Buy Online Advertising

Online advertising is a form of advertisement that employs the power of Internet and World Wide Web to get customers. It is rather a collective term for different forms of ads done online. Some of its popular forms are search engine optimization (SEO), search engine marketing (SEM), email marketing and banner ads.

Online advertising is getting more and more popular over the traditional advertising because of its advantages. Its biggest benefit is that information is made available to the viewing public in a very short amount of time and in a wide geographical area depending on the advertiser’s needs.

One more benefit that is greatly appreciated by the marketing industry and the companies performing the advertisement is that the return on investment (ROI) can be well measured.

There are several means on how online advertising is being purchased;

1. Cost Per Mille (CPM) This is also known as “Cost Per Thousand (CPT)”. This model pertains to advertising bought on the basis of impression. For example if a website sells banner for $5/CPM implies it cost $5 to expose the banner to 1000 views.

2. Cost Per Click (CPC) This term is used interchangeably with pay-per-click (PPC). In this model of advertising, advertisers pay their host only when their ad is clicked. Take Google AdWords as an example. You have to select your keywords and place a budget. When somebody searches on Google and matches your keyword then your advertisement will be exposed usually on the upper part of the search results page or on the right hand side depending on the budget you have set. When your advertisement is clicked then Google will bill you for that clicked.

3. Cost Per Action (CPA) This is an online advertising model where advertisers pay for each successful conversion only. That is for example, I am running advertisements for spa, the goal I have set for my clients is that they will pay only for every successful appointment made to their spa.

For advertisers, this is the best way to engage online advertising as the return on investment is easily checked.

Learn more about the best Online Advertising Strategies such as Search Engine Optimization which can help boost your business in a very short time.

27 March 2010

How to Buy Products and Services Online

Step 1

Shop retailers with a reputation for quality products and excellent customer service. Bookmark them for easy access. Pay attention to the experiences of friends and colleagues, and avoid shady or unscrupulous merchants.

Step 2

Find out what fellow surfers think of a site. Epinions.com has customer ratings of online stores, which are helpful when deciding whether to do business with a particular site. Shop at Web sites that are quick to load and easy to navigate through so you can find what you want quickly. Look for secure and simple ordering procedures.

Step 3

Use price comparison tools, such as DealTime.com and Bizrate.com, to compare brands, prices and product features across several sites. Consider buying an online subscription to ConsumerReports.org to get critical information on large and small purchases.

Step 4

Read customer and media reviews to find out more about a product or service. Amazon.com lists editorial and customer reviews. Cnet.com and TechTV.com are good sources for technology reviews. Look for comments from consumers in a demographic similar to your own.

Step 5

Read the "About Us" section if you're buying from an unfamiliar Web site to find out how long the company has been in business and whether it has third-party recommendations. Check for a toll-free customer-service number.

Step 6

Look for enhanced shopping guides and options. For example, apparel merchant Lands' End allows you to shop by size, color, product and preference, and even has virtual mannequins that you can use to "try on" outfits (see How to Buy Clothes Online). Other merchants allow you to listen to partial tracks from CDs or read book excerpts before you buy.

Step 7

If you're shopping for a service, such as a plumber, look for clearly posted cancellation policies and free, instant quotes. Sites like Respond.com and Improvenet.com recommend prescreened service providers or contractors by region.

Step 8

If you're buying a product, review the shipping and handling costs, the return policy and whether the company pays shipping on returned items (see How to Make Returns).

Step 9

Charge your purchases on a credit or debit card. See How to Be a Savvy Consumer.

Step 10

Save a copy of the receipt and confirmation number on your hard drive, or print it out and keep a record of the transaction.

Step 11

Open an electronic wallet. Available at Yahoo! Shopping and elsewhere, this application allows you to store your credit card information in one place to avoid retyping it every time you make a purchase. American Express ID Keeper (www.americanexpress.com/idkeeper) is a Windows-based application that lets users securely store personal data, credit card information, and Web site log-ins and passwords. Additionally, this data is stored directly on the

20 March 2010

How many people shop online

There is no way to know exactly how many people shop online. According to research, online shoppers number in the millions and are continuing to increase.

At some point in their life almost everyone shops online at least once. If you have a credit card or paypal account and access to the internet chances are you will buy at least one thing in your lifetime online. The number of people that access the internet every day is staggering and can fluctuate from one moment to the next, but rest assured that at least half of those people are shopping.

History of Online Shopping

Over the last ten years the history of online shopping has been shaped. While online shopping is commonplace now, it hasn’t been around forever. The World Wide Web became popular around 1989 and 1990 and has since seen an e-commerce explosion.

Online Banking
The second important step in the history of online shopping, beyond the invention of the Internet itself, was online banking. It was created and developing in 1994, making online transactions possible.

The Unlikely Frontrunner
Though surprising, Pizza Hut was the first online retailer. They were the first pizza chain to offer online ordering or home delivery during a 1994 test phase in Santa Cruz, California. All locations got the option in 2007.

Amazon’s Entrance
In 1995, Amazon launched as an online bookstore. Once the company realized other goods were also at high demand, they expanded to offer a bigger selection of merchandise.

The First eBay Auction
The online auction site, eBay, also began in 1995 and quickly grew in popularity. To this day, Amazon and eBay are the biggest online retailers.

The Explosion
Today, most brick-and-mortar stores have an online counterpart. With faster connections and better technology, the online shopping sector has been able to grow and gain popularity. Many people favor shopping online over going to the store for convenience and price comparison opportunities.

How to Shop Online - Reasons to Shop Online

According to a recent survey by Nielsen Online, a service of the Nielsen Company, most people who shop online during the holidays do it not to save money, but to save time. Their online survey of 1000 people
found that 81 percent shop online because they can shop any time of the day. Seventy-seven said they like to save time. Sixty-one percent said they like to comparison shop, and 56 percent said they like it because they can find things easily.

Interestingly, just 46 percent listed low prices as a reason to shop online, and 24 percent cited low shipping costs.

Similarly, an "eStudy" conducted by BizRate Research, a Shopzilla company, for Shop.org, found that convenience rules. Shop.org is part of the National Retail Federation.

Their "eStudy" included 2,695 people and found that the top reason to shop online was that people like to shop at any time of the day. More than 58 percent of the people chose that reason. Nearly 44 percent said they shop online so they won't have to fight crowds in stores. Nearly 39 percent said they like the general convenience of shopping on the Internet. About 36 percent of the shoppers also said they like the ability to compare prices online.

Unlike the Nielsen survey, the study done for Shop.org found that free shipping is a big draw. About 61 percent of the shoppers said that free shipping without conditions is one of the promotions they would most like to see.

"Free shipping offers drive online sales more than any other promotion, which is why they remain popular," said Scott Silverman, Executive Director of Shop.org.

Their survey also included 116 retailers and found that more than three-quarters of the businesses plan to offer free shipping with conditions. (With conditions means you have to buy a certain item or a certain amount before you get the free shipping.) Some retailers also plan on using shipping upgrades or discounted shipping.

Advantages and Disadvantages of Shopping Online

All sorts of people shop online for all kinds of reasons.

First, there is the convenience of being able to shop 24 hours a day for any type of product imaginable. The ability to shop from home allows many people who have trouble getting to real world shops such as elderly or disabled people or others with transport or mobility issues to still purchase the products and services they need. Many people also have trouble attending shops during their opening hours, such as those that work the same hours as shop opening times, mothers with young children and no one to mind them.

There are several advantages to shopping online, the first one being the ability to shop at a time that is convenient to you, not just when the shops are open. The second advantage of shopping online is that goods are often cheaper as the seller does not have the costs of running a shop and having to pay wages to salespeople, insurance and all of the other running costs of a real world business. Online shopping can also be a lot more comfortable than real world shopping, you do not have to deal with the weather - you won't get rained on for instance shopping online.

A huge advantage of shopping online is that you have the opportunity to compare as many products and prices as you want without having to spend the time and money to travel between several different shops. You will also be able to read reviews that have been written by other people who have purchased the item you are considering; you will be able to find out about the item from a genuine user not just the salesperson. Finally you will be able to find and buy products all over the world not just in your local area - this makes purchasing hard to find items a lot easier.

The main disadvantage of shopping online is that you have to pay shipping costs and have to wait for the items you purchased to be shipped and delivered. (This could take several weeks if you have purchased a product from overseas, and the costs of shipping may outweigh any savings you made on the purchase price.) You will not be able to purchase an item you need to use immediately online.

Another disadvantage is that you have to buy the item relying purely on a photograph and description, you cannot feel or see the item you want to buy. It can sometimes be quite hard to judge the size or quality of some items purely from a photograph. The final disadvantage of shopping online is that it is much harder and takes longer to return faulty goods; you will have to repack it and pay to ship it back to the seller. It can literally take weeks to exchange a faulty product purchased online.

In summary, the main advantages of shopping online are convenience and cost savings, while the main disadvantage is that the item is not immediately available, and you cannot inspect it personally before you make your purchase.

Vincent Norman is a freelance writer living in the UK. He regularly contributes articles for The Online Shopping Centre, who offers the best range of online shopping sites.

How to Shop Safely on Online

Online shopping has become the most easiest way to avoid long lines and save time, but it also has become a way for internet scammers and thiefs to try to rob you of your honest living.

Step 1

Shop at websites you know. If you've never heard of rinky dinky and they're having the lowest prices of the year, be wary of the website it may be a scam to get your information.

Step 2

Use the safe shop if they offer it. Some online stores now offer temporary credit card numbers when you shop so your real credit card information is never seen.

Step 3

Use prepaid or preloaded cards. If you don't want to use your credit or debit card online, try buying cards that are preloaded with the amount that you want and use those to purchase items for everyone or give them the cards themselves.

Step 4

Shopping online has it's advantages, they will have lower prices than you would at the store and they will send it practically anywhere for any time of the year.

19 March 2010

Tips for Shopping Online

Shopping Tip List
Here’s a list of tips you should consult when shopping online. Print this page and keep it in a handy place so it will be easy to review before you order.

* Trust your instincts. If you don’t feel comfortable buying or bidding on an item over the web, or if you feel pressured to place your order immediately, maybe you shouldn’t.

* Be knowledgeable about web-based auctions. Take special care to familiarize yourself not only with the rules and policies of the auction site itself but with the legal terms (warranties, refund policy, etc.) of the seller’s items that you wish to bid on.

* Double check pricing. Whether the product is being sold as new or used, be suspicious of prices that are too good to be true. Also consider carefully whether you may be paying too much for an item, particularly if you’re bidding through an auction site. You may want to comparison shop, online or offline, before you buy.

* Find and read the privacy policy. Read the privacy policy carefully to find out what information the seller is gathering from you, how the information will be used, and how you can stop the process. If a site does not have a privacy policy posted, you may not want to do business with that site. If it does have a privacy policy, there will probably be a link to it from the seller’s home page, or it could be included with the Legal Terms.

* Review the return, refund, and shipping and handling policies as well as the other legal terms. If you can’t find them, ask the seller through an e-mail or telephone call to indicate where they are on the site or to provide them to you in writing. See Legal Terms.

* Check that the Internet connections are secure. Before you give your payment information, there are various icons and software programs that indicate that security software is in place. See Security.

* Use the safest way to pay on the Internet. Pay for your order using a credit card. See Payment.

* Print the terms. You should print out and date a copy of terms, conditions, warranties, item description, company information, even confirming e-mails, and save them with your records of your purchase. See Recordkeeping.

* Insure the safe delivery of your item. If you’re concerned about the safety of your package if there’s no one home to receive it, ask whether you can specify that the shipper must receive a signature before leaving the package. Or, it may be safer to have the package delivered to your office. See Delivery.

* Inspect your purchase. Look at your purchase carefully as soon as you receive it. Contact the seller as soon as possible if you discover a problem with it. Tell the seller in writing about any problem that you are concerned with, ask for a repair or refund, and keep a copy of your correspondence. See Legal Terms.

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How to Shop Online

It is easy to shop online, just type the item your shopping for in your favorite search engine and a store selling the item will appear. For Example if you want to buy a mobile, type mobile phone in any one of the search engine like google, yahoo, and opera etc.. Then you will see a lot of mobile companies in that search engine. But don't forget one thing whenever you purchase any product, check that sites are genuine. Because some sites may be scam or fraud. So be careful to purchase on time.

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